Perseverance meets proven experience

Management Team

Christopher M. Garcia

CEO & Chief Investment Officer

Mr. Garcia is the Chief Executive Officer of Wilshire Quinn Capital, Inc. and the Chief Investment Officer of the Wilshire Quinn Income Fund, LLC. Mr. Garcia oversees all aspects of the Fund’s day-to-day operations, including loan acquisition, underwriting, and investor relations.

In 1998, Mr. Garcia began his career as an assistant equities broker in the Encino, CA offices of Merrill Lynch. In 2000, he became a registered commodity trader, and as a result of his efforts, quickly became one of the country’s largest retail traders of interest rate derivatives. Capitalizing on this success, Mr. Garcia formed Wilshire Quinn Capital in 2004, with the vision of offering a diverse range of world-class investment products for his firm’s clients.

Mr. Garcia launched the Wilshire Quinn Income Fund in September 2011, seeking to offer new and existing clients an investment product secured by real estate with low correlation to the equity and bond markets. Under his leadership and guidance, the Fund has realized high single digit returns on an annual basis, without any monthly drawdowns, and without the use of leverage.

Mr. Garcia continues to outperform the overwhelming majority of credit and fixed income funds, both domestic and international, by employing a customer-first mentality and disciplined asset-based investment approach. Mr. Garcia has fostered numerous relationships with investors, borrowers, bankers, and financial professionals during his 13 year career as CEO. He has commanded leadership teams which are strategic and focused on creating value for its customers.

Mr. Garcia resides in San Diego with his wife and their three children. He supports various organizations in Southern California, including The San Diego Foundation,  The Ocean Institute, The High Country Boys and Girls Club, and his alma mater Loyola High School.

Mr. Garcia received his bachelor’s degree from the University of California, Los Angeles (UCLA) and his MBA from Pepperdine University.

Anna Janiec

Managing Director

Anna joined Wilshire Quinn in February of 2012 and is responsible for transaction processing, tracking cash flows of the Fund, and communicating with borrowers and investors.

Anna also manages investor files, performs data validations, coordinates meetings and travel arrangements, and ensures that day-to-day operations run smoothly and efficiently.

Born in Connecticut, Anna currently resides in downtown San Diego. In her spare time Anna is an avid reader and is passionate about fitness and exercise. Anna supports the Rachel’s Women’s Center of the Catholic Charities Dioceses of San Diego, and the Olive Crest Foundation dedicated to enabling at-risk youth and families to become healthy, productive citizens.

A graduate of Clemson University, Anna holds a Bachelor of Arts degree in Economics, with an emphasis in Business Administration.

Matthew Mielke

Director of Business Development

Matthew is the Director of Business Development at Wilshire Quinn and has been involved in all phases of the Fund’s growth since joining the firm in 2012. Matthew is principally responsible for capital raising and investor growth opportunities, as well as new loan originations. Matthew also plays an integral role in forming the sales and marketing strategies for the Fund.

Prior to joining Wilshire Quinn, Matthew worked for the multinational marketing company Publicis Groupe in San Francisco and nationwide small business lender Reliant Funding in San Diego.

Originally from the San Francisco area, Matthew lives in La Jolla where he is a frequent beachgoer and a sports enthusiast. He supports various organizations in San Diego including the Salvation Army and the Wounded Warrior Project.

Matthew is a graduate from the University of Hawaii’s Shidler College of Business, with a Bachelor’s degree in Finance. Matthew is licensed with the California Bureau of Real Estate (License #01975222) and also works under CFL License #603J060.

Daniel Goldberg

Director of Origination

Daniel is Director of Origination for the Fund and is responsible for credit analysis, due diligence, underwriting, and loan coordination. In 2006, Mr. Goldberg began his financial services career as a fixed income trader for Merrill Lynch in New York City. Prior to joining Wilshire Quinn he worked as Chief Investment Officer for Outside Edge Trading, a bond fund focusing on U.S. Government debt. His knowledge of the capital markets have added a valuable perspective to the Wilshire Quinn team.

Originally from Long Island, Mr. Goldberg currently resides in San Diego and sits on the Board of Directors of The Water Collective, a non-profit organization that secures clean water in rural communities in Africa and India.

Mr. Goldberg is a graduate of the University of Pennsylvania’s Wharton School of Business, with a bachelor’s degree in Finance.


Key Affiliates

Olmsted & Associates


The Geraci Law Firm


FCI Lender Services, Inc.

Loan Servicer

Board Of Advisors

Joseph L. Guerra

Joseph L. Guerra is currently CEO of Turf Star, Inc. and has over 25 years of acquisition and operational experience in the club, golf, restaurant, event, banquet, tennis, fitness, and hospitality industries. Prior to Turf Star, Mr. Guerra founded Sequoia Golf Holdings in 2003, which he later sold in October 2014 to KSL Capital/ClubCorp Holdings.

Before forming Sequoia Golf, Mr. Guerra served as Co-President and CEO of American Golf Corporation, which was the world’s largest provider of private club and golf management services with 320 properties and more than 25,000 employees.

Mr. Guerra has developed leadership teams that strategically plan, acquire and execute, employing proprietary analytics as part of their due diligence and has achieved high levels of financial performance while working closely with private equity sponsors and senior debt sources.

Mr. Guerra received a bachelor’s degree in real estate, finance, and insurance from California Polytechnic University of Pomona, and has an MBA from the University of Southern California. Mr. Guerra has four grown children and resides in Laguna Beach.

Garrett Y. Sato

Garrett Sato has more than 30 years of health care executive level operating and consulting experience, serving the for-profit sector. His assignments have focused on the Chairman/CEO/President-level, direct report levels thereto in, publicly and privately held healthcare, technology, materials and device companies, buy out/turnaround and high-growth companies, and private equity. His successes have come from building and leading companies from turn around to sustainable growth organizations through increasing enterprise value for the company, its associates and ultimately its stakeholders.

Mr. Sato has operated in several executive leadership roles and has served as Vice President of International at ORMCO; Vice President of International at Kerr; President at Orascoptic; Executive Vice President at Discus/Philips; Executive Director at Triodent Corporation; and most recently as Chairman and CEO at Danville Materials LLC. He currently serves as a board member and advisor for several privately held companies.

Garrett earned a bachelor’s degree in Marketing from California State University Long Beach. He lives in Yorba Linda, California with his wife Lisa and has two grown children.

Kenneth L. Sauder

Mr. Sauder has more than 35 years of community development and affordable housing experience at the local, national, and international level. Throughout his career he has established a high level of expertise in working with a variety of jurisdictions, organizations, and funding sources to create affordable housing developments. Mr. Sauder has cultivated strong relationships with business leaders, elected officials, and affordable housing decision-makers.

Mr. Sauder currently serves as President & CEO of Wakeland Housing & Development Corporation based in San Diego, California. Since 1999 and under his leadership, the organization has developed more than 6,500 affordable housing units in 40 developments throughout California.

He previously held positions as Director of Community Development for South Bay Community Services; Founding Director of Latin American Program for Habitat for Humanity International; and the first director of Tijuana-San Diego Habitat for Humanity.

Mr. Sauder holds a Master’s degree in City Planning from the University of Pennsylvania and currently serves on the Board of the California Housing Consortium, the Downtown San Diego Partnership, and is a member of the Building Industry Association of San Diego County. He resides in San Diego with his wife Nancy and has two grown children.